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Don't watch... It's not funny... unless...

To shoot this, we hooked up our cameras to your brain. See more at www.funnyvideos5.com Free CHTV video podcast on iTunes: phobos.apple.com CH Facebook Fan Page: www.facebook.com Watch this on CHTV and view credits at www.funnyvideos5.com … collegehumor chtv POV class funny comedy girls
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Saving On Auto Insurance: Ways For Lowering Your Premium


Every driver on the road knows that having auto insurance is a necessity when you own a car and also it’s the law. We all complain about having to pay for the insurance we carry for our vehicles yet feel comforted at the same time because we are protected financially in case of an accident. But with that said there a few ways you can reduce the financial burden of having to carry auto insurance policies for your car.

One way to reduce your premium or keep that good driving record squeaky clean and regularly review your policy. Typically about every six month you get a renewal statement of your current policy. This is typically an automatic renewal procedure as long as you pay your premiums in the time period allotted. Take that opportunity to review your rates and policy coverage’s because you never know what changes may have occurred. I know it’s not an assumption but insurance companies can make mistakes too.

Make sure that you keep your coverage in active and good standing. If you have no tickets or violations keep it that way. Don’t let your policy lapse between premium non payments issues, which is typically why that happens. Keep your policy coverage updated and watch for what changes that occurs to cause any fluctuations such as:

1. The adding or deletion of a driver from your policy.

2. Purchasing a new car and removing your old car off your policy.

3. Totally removing a vehicle or adding a vehicle from your current policy.

4. Believe it or not, the increasing or decreasing of miles you annually drive.

So many factors play into what you are expected to pay for auto insurance coverage. Where you live and how far you have to drive to work. The age of yourself and those who you carry onto your policy affects your premium. This is a good one; did you know that your credit score affects your insurance premium? Yes it does. An insurer judges you on how good you are at paying your bills on time.

There is hope for you and all the other millions of drivers out there the good news is that auto insurance rates have actually dropped a bit last year according to news sources. It states that auto insurance premiums have actually decreased a bit. According to that same news source, the average auto insurance premium fell almost 2 1/4 percent last year, to an average of just over $2,400 per household.

Do yourself the favor of always shopping and comparing quotes. This is the only opportunity you have to easily get information at one time to compare at one time. Why spend so much time going back and fourth, let companies compete for your business and get the best auto insurance rates from competing insurers.



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Gmc Reviews–2009 Gmc Auto Review


If a commercial rather than a personal car is your requirement then nothing can be more suitable than a GMC vehicle. Known for its big and powerful utility vehicles and hybrid cars GMC has brought a whole new lot of SUVs, vans and pickup trucks in the market. You have wide range of GMC cars to take your pick. But it is wise to give an ear to what the experts say. Check out the GMC Reviews on the web, especially 2009 GMC Auto Review to get an updated analysis on latest GMC car models.

GMC Acadia

With fuel prices soaring high people are becoming more realistic about car purchase. While sales of the larger vehicles like trucks or vans have dropped fuel-efficient GMC crossover utility vehicles like GMC Acadia are on demand. Suitable for commercial as well as personal use with more room for passengers and more cargo carrying facilities 2009 GMC Acadia is responsive in all sorts of driving conditions.

For common day-to-day tasks like shuttling the kids to school or hauling vegetables and household items from market there is no better choice than GMC Acadia. Its ‘uni-body architecture’ guarantees better handling and better performance in crash test. The full-size GMC Acadia SUVs are available in 3 trims namely Base SLE1 and more sophisticated SLT1 and SLT2. SLT trims come with optional packages having an array of amenities such as 2-panel sunroof, rearview camera, user-friendly navigation system, 3-D sound stereos, remote vehicle start and many more.

GMC Yukon

As buyers’ taste for large SUVs has changed over time GMC has transformed its 2-door 4X4 sport utility Yukon of 90s to a stylish 4-door SUV with a choice of two or four wheel drive in 2009. The most amazing part of GMC Yukon is the hybrid technology. The new 2009 GMC Yukon a carryover from 2008 is equipped with a powerful 2-mode hybrid engine, the latest contribution of vehicular science. It implements a gasoline-electric powertrain to increase fuel-efficiency while regular GMC Yukon uses V8 engine.

When it comes to size, GMC never compromises. Yukon like GMC’s other utility vehicles provides enough room for passenger accommodation along with above-average cargo space. If you are looking for a roomy and powerful car with enough utilities then pick one from Yukon SLE, SLT and Denali. Enjoy safer and smoother driving with stability control, tri-zone air-conditioning and CD player system.

GMC Yukon XL

GMC Yukon XL holds all the attributes of GMC Yukon utility family. Completely redesigned GMC Yukon XL features sleek body style with a strong high chassis and comfy interior with fine upholstery. Available in two trims XL 1500 and 2500 GMC Yukon XL can carry up to 9 passengers at a time. A 366 Hp 6.0 Litre V8 engine along with power steering, touring suspension, anti-lock brakes and stability control system are what you get in Yukon XL for smoother and faster drive. Standard safety features include frontal and overhead airbags.

GMC 3500

GMC 3500 lineup includes its heavy duty Sierra and Savana pickup trucks and vans. GMC Savana 3500 seems to be displaced in time but never go by the look. It is indeed an extremely durable means of transporting a number of passengers or a heavy payload at a time. Savana 3500 is a perfect multipurpose utility vehicle tailored to fulfill your comfort needs. On the contrary, GMC Sierra 3500 has got contemporary look with stylish interior and an array of high-end facilities. As for engine both are powered with variety of V8 engines.

2009 GMC Sierra 1500

The 2009 GMC Sierra 1500 is very much identical to its corporate sister Chevrolet Silverado while having a lot cooler styling. Although its exterior and interior designing remain unchanged but GMC Sierra has grown more reliable with some added features. The new standard features available on V8 powered trims include 6.2 Litre FlexFuel engine, electronic stability control system and 6-speed automatic transmission while optional facilities comprise XM NavTraffic with real time traffic report, Bluetooth and rear-seat entertainment system. As always, GMC trucks have passed the crash test with good ranks, Sierra is no exception. With redesigned steering and suspension components this full-size GMC truck ensures comfortable driving even on rugged surface.



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Auto Parts: Top 9 Benefits of Buying Online


Shopping for auto parts can be challenging because, no one brick ‘n’ mortar store can offer you the best deal on all automotive parts. But shopping online can often get you the quality at a price that’s unbeatable.

The following are some of best benefits you can derive from buying auto parts online.

1. It Highly Convenient: You simply don’t need to go out shopping for auto parts, no need to drive your car to a shop or shops, no queues, no waiting, no refueling, or so many things that can tire you unnecessarily. Just hop on in front of your system and you’ve reached the market.

2. Your Options Galore: At an online auto parts marketplace, there’s an abundance of suppliers offering millions of products, from braking system components to engines and automobile accessories. Hence the chances of your finding exactly what you’re looking for and of the quality you desire, are much higher. Compare this to a visit to a brick ‘n’ mortar auto parts store which can only house as much variety of products as the floor space warrants.

3. You Maintain Your Peace Of Mind: At a typical brick ‘n’ mortar store, some salespeople might seem to act pushy at times, and it can very disturbing. Online shopping saves you the trouble of dealing of such an undesirable experience.

4. Get Factual Information About Your Supplier: A trustworthy supplier isn’t only about impressive talking skills or frequent smiles. What you need to know is the background of the seller, and how much experience they have, or what do others who’ve bought from the seller say about him? Several online buying platforms are equipped with either systems to allow you to sift through the responses of other people. And/or they have some kind of a certification program, wherein those sellers who meet a specific quality criteria can be easily identified.

5. You Can Read Reviews: Reviews give you a clearer vision about the quality of products, what to look for? which products to avoid? etc. With online shops you have the option to surf through reviews of professionals, as well as read what customers who bought the products had to say.

6. The Markets Are Open 24 x 7 x 365 or 6!: You don’t need to figure out the working hours of any online store, or wait till they open, or hurry before they close. It’s just you and an online connection that you need. So if you’re one of those nocturnal beings then an online store is just the right place for you.

7. Greater Reach – Distances Don’t Matter: Who said that the automobile industry was a local phenomenon? You can place an order from one part of the world to a seller located at the opposite end of the globe. This is a great facility, especially for business buyers, or who place orders in bulk. However, even consumers or “DIY buyers,” can search nationally or internationally for products they need.

8. A Chance To Buy Pennies On The Dollar: With so many competing sellers out there trying to get your attention with offers, discounts, etc, you as a customer, really are the “KING.” Needless to mention that you can zero in on some of the best deals around, within a short time. And that’s not all, as most of the time shipping is free, or costs very little.

9. It Saves Time: When you go out shopping it can eat into your time, and this can be frustrating especially on a weekend. On the other hand with online shopping you can search and purchase much faster, and you also get to spend more time with family ‘n’ friends.

With so many benefits of online shopping for auto parts, you might visit a real store as you might go for a picnic from time to time.



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How Popular Are Indian Car Reviews


Indian car reviews comprise a complete listing of all the features available in a particular Indian car along with specific information of the functionality and position of each and every feature including the steering system, car seats, instrumentation, dashboard, engine, transmission system, and braking system. Exterior styling and interior ambience can also be imagined well if one carefully and deeply reads these reviews.

In India these car reviews help car enthusiast learn more about each and every Indian car. It also helps car buyers make a perfect car buying decision when they actually feel lost and confused amidst a huge fleet of cars plying on Indian roads. Be it a car buying decision or be it for knowledge Indian car reviews provide detailed information about Indian cars.

In foreign countries these reviews are even more popular because there are many Indian cars that are exported to other countries. Many Indian car manufacturers like Hyundai, Maruti Suzuki, Mahindra, and Tata export their car models to various different countries. Some of the most popular cars exported to foreign countries are Hyundai i10, Hyundai i20, Maruti Suzuki A-Star, Mahindra Scorpio, and Mahindra Xylo. In such a case if a foreigner desires to know some specifications or features of any particular car than the Indian car review of that particular model helps him or her get the desired information. Foreigners can actually read these reviews online as most of Indian car portals provide a plethora of car reviews on their website.

Apart from online car portals these car reviews are also printed in top auto magazines and various TV channels. Some of the known auto magazines that offer a plethora of car reviews with beautiful pictures of the car models are What Car, Top Gear, Over Drive, Auto Bild, and Motoring. For those who are fond of watching TV can get the all their required information from various car shows like Road Show, Chalti ka Naam Gaadi, Chakke pe Chakka, and Wheelocity that are aired on various different channels.



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5 Excellent Ways to Find the Best Auto Insurance Quote for You


Times are tough and now more than ever you need to ensure that the money you spend is really worth it. Sadly, one of the things that people try to cut on when money is tight is auto insurance (or any type of insurance for that matter). However, this is the very last thing you should do.

 

No one ever knows when accidents occur and should you ever find yourself on a road accident where you are at fault, car insurance can save you from financial ruin. So no, don’t scrimp on vehicle insurance. However, there are ways when you can get the best auto insurance rate that can save you literally thousands of dollars down the road. Following are some of these tips.

 

Work on a having a good driving history. Insurance companies are taking a risk on your driving habits. As such, if you have a good driving track record, then chances of you getting in a road accident (and ergo chances of the insurance company needing to make a payout) are slim. So, good driving record = better car insurance rates.

 

Know your credit score. Your credit score is one of the things an insurer takes into consideration when figuring out the auto insurance quote to give you. If your credit score is bad, this means your finances are not good, which means you’re a big risk for the insurance company, which in turn means you get a high car insurance rate.

 

What a lot of people don’t realize is that there are often mistakes in one’s credit score! The best thing to do here is for you to know your credit score NOW and fix any erroneous entries by getting in touch with credit report companies to get these mistakes out and thus improve your credit score. In the end, a good credit score = better car insurance rates!

 

Read auto insurance reviews online and learn from other people’s experience! With your good driving record history and better credit score in hand it’s time to seek the best car insurance providers. The best way to find these providers is to learn from the experience of others. A great place to be better informed is to visit AutoInsuranceReviewer.com (AIR).

 

AIR is third-party site where thousands of people just like you sign up and post their own personal reviews of car insurance providers they’ve dealt with. The review criteria for each vehicle insurance company are: Extent of Coverage, Claims, Customer Service, and Car Insurance Cost.

 

After short-listing your potential car insurance providers, don’t ring them all up as that takes a lot of time. Instead, check out car insurance quote sites online where you can fill out your details once and have the site submit your information to your chosen car insurance providers. Let THEM do the work of getting your business!

 

Take higher deductibles. If you can afford it, opt to pay a higher deductible (the amount you need to pay the auto insurance company before they pay any claims) than normal. It may be steep at the start but this means paying lower monthly premiums too, which in the long run means more savings for you.

 

Go ahead and be cheeky… ask for a discount! Nowadays, there are plenty of discounts that can be had on car insurance (e.g., low mileage drivers, presence of anti-theft gadgets in the car, car-poolers, etc.) but in many cases you do have to ask for them! So go ahead and ask! Hey, it’s your money, right?

 

Try these tips and getting better auto insurance rates will be easier than you think.



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Cheap Auto Insurance is not Impossible to Get


Cheap auto insurance is not impossible to get if you know what you’re looking for and you know how to apply for it. Because almost hundreds of thousands to millions of motorists are getting insured per year, car insurance has become a multimillion dollar industry. There are already several reputable insurance companies that offer cheap auto insurance, so it pays to understand the kinds of services and coverage plans that they offer.

Remember that cheap auto insurance, if obtained from not-so well-known companies, may turn out to be scams that will eventually leave you spending more. How does one avoid facing this problem in the future? Easy. Since the internet is readily accessible, you can do a little research to assess the best insurance companies where you can apply for reliable but cheap auto insurance.

You can browse the many websites that have special offers for auto insurance plans. What’s more, you can even take free online assessment tests to determine if you are eligible to apply for the insurance plan you desire. These assessments will suggest to you the most applicable coverage plans you can avail of based on your monthly to annual income, model and make of the car, other drivers in your family, and many other factors. Another plus factor for taking the online assessment is that you can also find out if you can get cheap auto insurance if you meet the requirements for discounts.

What kinds of discounts can you avail of when looking for cheap auto insurance that is reliable and worth your money? Depending on the state, you can get discounts if you have a higher than average scholastic standing. Student discounts are available for college students applying for car insurance, and they just need to present necessary school records for them to avail of it. Senior drivers can also get cheap auto insurance if they apply for an experienced driver discount. Some companies offer this, and the rates differ from state to state. Senior citizens who are applying for this discount should first pass a driver’s assessment test pursuant to the standards of the Department of Motor Vehicles (DMV).

If you’re a smart car owner, you can easily get cheap auto insurance. Make use of the available resources for you to research on the coverage plans and kinds of discounts you can avail of. Be wary of companies that have low review ratings, which you can easily check in website reviews and motorist forums.



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These is Why You Need to Do Electronics Reviews Before Buying Some

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Electronics reviews help you to make the wisest decision possible while purchasing an electronic item. They are therefore of paramount importance and they assist you save money as well as get the best quality available. Electronics come in very many categories and they might be televisions, computers, car audio, cameras, printers, scanners, web services and tools, phones and faxes and the list goes on and on. You should know the author of the review you intend to read. Many sources of electronics reviews insist that they are unbiased but, do not take their word for it. Some of the most helpful reviews are consumer reviews or user reviews because they provide a first hand experience of how a customer found a specific electronic product. And they speak on the good values as well as the disadvantages of the product.

A good electronics review should have the details on design and functions. It should show clearly how the product performed its task when it was put to use. Some of this product analysis may need an expert who is trained to know exactly how the product should work and judge the shortcomings fairly. Organizations like CNET perform this role in a professional way. You can go to their website and read on thousands of electronics reviews. If you are not convinced about a product, you can go through other reviews of the same product until you get the information you need. Do not just buy an electronic and pray that it will serve you right. The purpose of reviews is to warn you of a particular flaw so that you can stay on the clear without bad electronics.

You will realize that reading through reviews can be very interesting because they are written by people with real emotions to convey making them some of the most sincere articles. You are not to base your whole research on reviews alone because people are bound to get too emotional and there may be some element of exaggeration. Stores will always put the positive electronics reviews on the forefront and leave the negatives at the bottom of the list. Some stores will even not publish very negative reviews. Be the judge and know the most honest reviews. When you are reading the reviews on the CNET website, you are bound to notice the balance of information and they are independent so you do not have to worry about bias.

You might not have the time to read all those long electronics reviews so, you can lighten your load. You can make your work easier by reading the bad, the good and the bottom line. In most reviews, they have this provision where others may state the pros and cons. They provide a good shortcut and you can move on to the next electronics reviews. You can also narrow your search by looking a the ratings. They range from excellent, average to poor ratings. They usually come in a scale of may be 1 to 10. Others use stars to rate the quality of a product and this is also a good way to narrow your search. When you are inspired to get a certain product, you know you can buy it with confidence. If the electronics you get serve you right, write a positive review and if they do not meet your expectation, you can also write a review to express your dissatisfaction.



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How to Get the Best Out of Diamond Car Audio Reviews

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Diamond car audio reviews are vital to you because they facilitate the making of wise decisions while purchasing diamond audio products. With very many ranges of diamond car audio, you need to keep up with the quality and the down sides of the products. The reviews analyze products in details and show specifications in function. They are critical and fair and some reviews can be posted on sites and many people have the opportunity to view them. One example of diamond car audio reviews is that of an amplifier. It is a diamond audio four channel amplifier and it is so detailed that all the information you need about it, can be read from the review. It sheds a lot of light and is therefore worth reading.

One of the positive aspects about it is that it has great aesthetics and it is a good looking amplifier. It has an extra extra crossover section for auxiliary output and it also passes a reactive load test and many other positive attributes. On the negative side, it has a low channel separation and a couple of other down sides. The bottom line is that the diamond four channel amplifier is good enough. You can also read reviews from expert sources like CNET who are leading in product reviews. They test the actual product in their state of the art laboratories and come up with fair and conclusive reviews. Since they test many brands, they also test diamond car audio and they have reviewed speakers, subwoofers, amplifiers and many more.

There are many guides to help you read the correct reviews on the internet and if you do not know where to begin, get searching. The most important tip is to be specific. Do not read every review and in order to save your time, have the item you want to know about in your mind and if it has a brand model name, write it down and finally search for that specific product. Go to consumer reviews or reviews from authentic companies. You can easily be mislead by reports that are not verified or untrue reviews. Companies are bound to write their own reviews with a great element of bias. It is therefore necessary to have an independent body review a product. Customers like you are ideal to write reviews.

While reading diamond car audio reviews, look at the various ratings that are often represented by stars and also consider the scale that a certain product is categorized in. When you get every information you need about one product and feel the need to compare, simply get the name of the product and search specifically for it. This kind of order will go a long way to ensure that you are not confused by the thousands of products available. Finally, you will be able to reach the product that you need. If the price is right, you can then purchase the product. All thanks to diamond car audio reviews. Your diamond products are sure to transform your audio experience and add more value to your entertainment.



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Why Reading Speaker Reviews Can be so Much Fun

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All kinds of speaker reviews can be found on the internet where various kinds of speakers are reviewed. There are car speakers, home audio speakers, computer speakers, laptop speakers and many other types of speakers. Reviews can be written by independent companies like CNET or by users or consumers. It is therefore very vital to know whose review you are reading. Some people could be out to create bad names for others and therefore, reviews are sensitive and important. Firstly, you need to read the relevant reviews. Some people read the speaker reviews of related products and assume that they are all the same. Every product should have its own review and if you search for them on the internet, you will certainly find them.

You might have noticed some stores reviewing their own products and this is highly unprofessional. A good review should be independent and unbiased. There is nothing wrong with a store recommending its products using a great pitch but, when they affirm that the quality is right with full knowledge that the goods are defective, then that becomes a malpractice. Therefore, user speaker reviews are very popular with potential customers. A balanced review should contain the features of a particular speaker starting with the right name and description. For a user review, they start of informally saying how the products served them if indeed it served them.

Some reviews have headings that can give you an idea of what to expect. The heading is usually punchy for example, if a product was bad they can have a heading ‘do not waste your money’. And if the product was good there might be a heading ‘the best’. The reviews usually show a list of bad things and the good sides. If there is a bottom line, a writer usually advices on the product. Reviews from organizations from CNET are however more formal and more detailed. They describe a speaker in depth giving the features and specifications then talk of both quality and the bad sides of the product.

Reviews can be found on publications, websites and many other sources therefore, when you need to buy a speaker, find good reviews that will inform you on what to expect. By saying good reviews, I mean fair reviews. You want to acquire a speaker that will last long and do its job well. Since there are many reviews to read, look at the ratings or simply read the pros and cons then compare to make your work easier. When you have taken this precautions, you will find an ideal review that will inform you and when you purchase the speaker of your choice, you will have no regrets. If you find time to write a review, know that you will be helping somebody to make a good choice just like you did. When writing the review put in mind that you need to be sincere and factual. If you purchased a product that has not been reviewed yet, it is great to be the first to give your opinion. Reading speaker reviews can be so much fun.



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Don't laugh at.........my failed thing

A video I made of me taping a package of gun powder to my chest and wiring it into a household outlet. This was an attempt at making a gunshot effect for a movie….